

IDFC First Select Credit Card
General lifestyle spends
welcome benefit
Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
reward points
1 Reward point per ₹125 spent
key benefits
10X Reward Points on incremental spends above ₹25,000 per month
Rs. 500
Joining Fee
Rs. 300
Annual Fee
3.5%
Interest rate
Pro Tip
This is a good card that rewards you across multiple categories!
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On the bank’s secure website
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Domestic Travel
Dining Benefit

Meet & Greet

Golfing Benefit
Online Subscription
International Travel

Movie Benefit

Good forex rate

Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on IDFC First Select Credit Card
4 Visits to airport lounge per quarter on minimum monthly spends of Rs 5000
Eligibility Criteria

age
IDFC First Credit Cards are currently offered only to existing customers of the bank, eligibility criteria are not quite clear. Once the applications are open for everyone, the bank would share the requirements accordingly.

resident
The applicant must be an Indian citizen

income
Requirement not disclosed
Additional Fees & Charges
cash withdrawal fee
INR 199
forex fee
1.99%
over limit fee
2.5% of the over limit amount (Subject to a minimum charge
of 500)
of 500)
reward redemption fee
INR 99
rent transaction
1% + GST fee on total transaction amount
Things You Should Know

waiver on achieving milestone
Not available
fuel surcharge waiver
Fuel surcharge waiver at all fuel stations across India up to Rs. 300 every month
Insurance Benefits On Idfc First Select Credit Card

credit shield insurance
Not applicable

card liability cover
Lost Card Liability Cover of ₹50,000

purchase protection
Not applicable

other insurance
Comprehensive Travel Insurance Cover of Rs. 22,500
Loss of Passport and other documents – Rs. 5,000
Loss of Passport and other documents – Rs. 5,000