ICICI Sapphiro Credit Card
welcome benefit
Tata CliQ Voucher worth ₹3000
EaseMyTrip Vouchers worth ₹4000 (Four vouchers worth ₹1000 each)
Uber Vouchers worth ₹1000 (Four vouchers worth ₹250 each)
Croma Voucher worth ₹1500
EaseMyTrip Vouchers worth ₹4000 (Four vouchers worth ₹1000 each)
Uber Vouchers worth ₹1000 (Four vouchers worth ₹250 each)
Croma Voucher worth ₹1500
reward points
Earn 2 reward points for every ₹100 spent domestically.
1 reward point = ₹0.25
1 reward point = ₹0.25
key benefits
Domestic Spends - 2 reward points
International Spends - 4 reward points
Utilities and Insurance - 1 reward points
On spends of ₹4 lakh in an anniversary year - 4,000 points
Each time you cross ₹1 lakh spend thereafter in an anniversary year - 2,000 points
International Spends - 4 reward points
Utilities and Insurance - 1 reward points
On spends of ₹4 lakh in an anniversary year - 4,000 points
Each time you cross ₹1 lakh spend thereafter in an anniversary year - 2,000 points
Rs. 6500
Joining Fee
Rs. 3500
Annual Fee
3.4%
Interest rate
Pro Tip
If you are a frequent flyer but not too interested in entertainment and dining rewards then you should consider this card.
apply now
On the bank’s secure website
add to compare
Domestic Travel
Dining Benefit
Meet & Greet
Golfing Benefit
Online Subscription
International Travel
Movie Benefit
Good forex rate
Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on ICICI Sapphiro Credit Card
4 complimentary access each quarter
Eligibility Criteria
age
Not applicable
resident
Indian national
income
Occupation - Salaried or Self-employed
Minimum Income for Salaried - ₹80,000 per month
Minimum Income for Self-Employed - ₹83,333 per month
Minimum Income for Salaried - ₹80,000 per month
Minimum Income for Self-Employed - ₹83,333 per month
Additional Fees & Charges
cash withdrawal fee
2.5% on advanced amount, subject to minimum of INR 500
forex fee
3.50%
over limit fee
2.50% on the over-limit amount (subject to a minimum of INR 550)
reward redemption fee
Upto 10,000 points - INR 49 + GST
> 10,000 points - INR 99 + GST
> 10,000 points - INR 99 + GST
rent transaction
For each rent payment identified through MCC 6513, a rent surcharge fee of 1% capped at INR 1500 per transaction will be levied on the transaction amount.
Things You Should Know
waiver on achieving milestone
Minimum Spends of ₹6,00,000 for Annual fee reversal
fuel surcharge waiver
1% of transaction value or ₹10 whichever is higher.
Insurance Benefits On Icici Sapphiro Credit Card
credit shield insurance
Credit Shield - ₹50,000
card liability cover
Card Liability Cover (Lost Card Liability, Counterfeit / Skimming / Phishing and Online Fraud Protection) - ₹50,000
purchase protection
Purchase Protection insurance of ₹1,40,000
other insurance
Personal Accident due to Air (Death only) - ₹3,00,00,000
Baggage Insurance - ₹25,000
Loss of Checked in Baggage - ₹84,000
Delay of Checked in Baggage - ₹21,000
Missing of Connecting International Flight During Transit - ₹21,000
Plane Hijacking - ₹75,000
Delay in Flight - ₹17,500
Loss of Passport and travel related documents - ₹35,000
Baggage Insurance - ₹25,000
Loss of Checked in Baggage - ₹84,000
Delay of Checked in Baggage - ₹21,000
Missing of Connecting International Flight During Transit - ₹21,000
Plane Hijacking - ₹75,000
Delay in Flight - ₹17,500
Loss of Passport and travel related documents - ₹35,000
