ICICI Bank Coral Credit Card
welcome benefit
reward points
Earn 2 Reward Points on every ₹100 spent on your card (except fuel)
1 reward point = ₹0.25
1 reward point = ₹0.25
key benefits
Earn 1 Reward Point on every ₹100 spent on utilities and insurance categories.
Get 2000 Reward Points on spending ₹2,00,000 on your card and 1000 Reward Points each time you cross ₹1,00,000 spend thereafter in an anniversary year; maximum of 10,000 Reward Points per year.
Get 2000 Reward Points on spending ₹2,00,000 on your card and 1000 Reward Points each time you cross ₹1,00,000 spend thereafter in an anniversary year; maximum of 10,000 Reward Points per year.
Rs. 500
Joining Fee
Rs. 500
Annual Fee
3.4%
Interest rate
Pro Tip
ICICI Coral Credit Card is a low-fee option suitable for beginners, offering basic rewards, limited movie benefits, and lounge access; best for those seeking a low-maintenance card to build credit history. If you are looking for a high reward card, this card might not be a good option for you.
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On the bank’s secure website
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Domestic Travel
Dining Benefit
Meet & Greet
Golfing Benefit
Online Subscription
International Travel
Movie Benefit
Good forex rate
Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on ICICI Bank Coral Credit Card
1 complimentary access to select airport lounges
Eligibility Criteria
age
Must be of 23 years or more.
resident
Indian national
income
Occupation can be Salaried or Self-employed.
Minimum Income Required. Communicated at the time of sourcing.
Minimum Income Required. Communicated at the time of sourcing.
Additional Fees & Charges
cash withdrawal fee
2.5% on advanced amount, subject to minimum of INR 500
forex fee
3.50%
over limit fee
2.50% on the over-limit amount (subject to a minimum of INR 550)
reward redemption fee
Upto 10,000 points - INR 49 + GST
> 10,000 points - INR 99 + GST
> 10,000 points - INR 99 + GST
rent transaction
For each rent payment identified through MCC 6513, a rent surcharge fee of 1% capped at INR 1500 per transaction will be levied on the transaction amount.
Things You Should Know
waiver on achieving milestone
Minimum Spends of ₹1,50,000 for Annual fee reversal
fuel surcharge waiver
1% of transaction value or ₹10 whichever is higher.
Insurance Benefits On Icici Bank Coral Credit Card
credit shield insurance
Not applicable
card liability cover
Not applicable
purchase protection
Not applicable
other insurance
Not applicable
