

HDFC Regalia Gold Credit Card
welcome benefit
Pay your Joining Membership Fee and get Gift Voucher equivalent to Fee Amount = Rs.2,500
Complimentary Club Vistara Silver Tier and MMT Black Elite Membership when you spend Rs. 1 Lakhs and above within 90 days of card issuance.
Complimentary Club Vistara Silver Tier and MMT Black Elite Membership when you spend Rs. 1 Lakhs and above within 90 days of card issuance.
reward points
4 Reward Points on every Rs.150 spent
key benefits
5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!
Rs. 2500
Joining Fee
Rs. 2500
Annual Fee
%
Interest rate
Pro Tip
HDFC Regalia Gold is a notch above HDFC Regalia credit card. This is for you if you are a high-spender and prefer travel vouchers as a milestone reward.
apply now
On the bank’s secure website
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Domestic Travel
Dining Benefit

Meet & Greet

Golfing Benefit
Online Subscription
International Travel

Movie Benefit

Good forex rate

Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on HDFC Regalia Gold Credit Card
12 complimentary access within India
Eligibility Criteria

age
Min 21 years & Max 60 Years

resident
For Salaried Indian national

income
For salaried: Net Monthly Income> Rs 1,00,000
For Self Employed: ITR > Rs 12 Lakhs per annum
For Self Employed: ITR > Rs 12 Lakhs per annum
Additional Fees & Charges
cash withdrawal fee
2.5% of amount withdrawn or Rs. 500 whichever is higher
forex fee
2%
over limit fee
2.5% of overlimit amount, subject to a minimum of ₹550
reward redemption fee
INR 99
rent transaction
1% on the total transaction amount
Things You Should Know

waiver on achieving milestone
Spend Rs 4 Lakhs or more in a year, before your Credit Card renewal date and get your renewal fee waived off
fuel surcharge waiver
Not applicable
Insurance Benefits On Hdfc Regalia Gold Credit Card

credit shield insurance
Not applicable

card liability cover
In case of the cardholder’s death, the card liability cover helps settle the pending debts of up to ₹9 lakh.

purchase protection
Not applicable

other insurance
With the HDFC Bank Regalia Gold Credit Card, cardholders can avail of an air accidental death cover of up to ₹1 crore if they sustain bodily injuries due to an air accident that results in death.
Additionally, if you’re hospitalised outside India while travelling, you can get up to ₹15 lakh cover under emergency overseas hospitalisation.
Additionally, if you’re hospitalised outside India while travelling, you can get up to ₹15 lakh cover under emergency overseas hospitalisation.