

Federal Bank Celesta Credit Card
welcome benefit
Get Amazon Pay e-Voucher worth ₹600 on minimum spend of Rs.10,000 in first 30 days
reward points
1 Reward Point on every Rs. 100 you spend, 3X on travel and international spends, 2X on dining; 1 Reward Point = Re. 0.25
key benefits
3X Reward Points on travel & international spends, 2X Reward Points on dining spends, comes with domestic and international lounge access
Rs. 3000
Joining Fee
Rs. 3000
Annual Fee
3.49%
Interest rate
Pro Tip
Especially good if you spend substantial amounts on travel and dining
apply now
On the bank’s secure website
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Domestic Travel
Dining Benefit

Meet & Greet

Golfing Benefit
Online Subscription
International Travel

Movie Benefit

Good forex rate

Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on Federal Bank Celesta Credit Card
4 visit per quarter
Eligibility Criteria

age
Minimum 18 years of age to apply for a Secured Federal Credit Card. & minimum 21 years of age to apply for a Unsecured Federal Credit Card.

resident
You need to be an Indian resident or a Non-resident Indian (NRI)

income
A good credit history will help you in getting you a Credit Card easily.
Additional Fees & Charges
cash withdrawal fee
2.5% of amount withdrawn or Rs. 500 whichever is higher
forex fee
2%
over limit fee
2.5% of over-limit amount, subject to a minimum of Rs. 500/-
reward redemption fee
Rs. 99/- per redemption request
rent transaction
1% of the total transaction amount
Things You Should Know

waiver on achieving milestone
Spend Rs.3,00,000/- in a year and get a waiver on next year’s annual membership fee
fuel surcharge waiver
2.5% of over-limit amount, subject to a minimum of Rs. 500/-
Insurance Benefits On Federal Bank Celesta Credit Card

credit shield insurance
Not applicable

card liability cover
The cardholder will not be liable for any unauthorized transactions on his/her lost card after reporting the loss to the bank.

purchase protection
Not applicable

other insurance
Not applicable