

Emirates Skywards ICICI Bank Rubyx Credit Card
welcome benefit
reward points
1.5 Skywards Miles per ₹100 spent on all categories
1 Emirates Skywards Mile = 0.6¢
1 Emirates Skywards Mile = 0.6¢
key benefits
1.5 Skywards Miles per ₹100 spent on all categories
Rs. 1000
Joining Fee
Rs. 1000
Annual Fee
3.67%
Interest rate
Pro Tip
The miles earned via this card can only be redeemed via Emirates, so you may get this card only if you're a loyal and regular Emirates flyer. This card comes in 3 variants so make sure you check all 3 and get the one that is best suited for you!
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On the bank’s secure website
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Domestic Travel
Dining Benefit

Meet & Greet

Golfing Benefit
Online Subscription
International Travel

Movie Benefit

Good forex rate

Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on Emirates Skywards ICICI Bank Rubyx Credit Card
1 complimentary domestic airport lounge access per quarter
Eligibility Criteria

age
The age of the primary cardholder should be 21 years or more.

resident
Indian national

income
The applicant should either be salaried or self-employed i.e, the applicant should have a stable source of income.
The applicant should have a decent credit score.
The applicant should have a decent credit score.
Additional Fees & Charges
cash withdrawal fee
2.5% on advanced amount, subject to minimum of INR 500
forex fee
3.50%
over limit fee
2.50% on the over-limit amount (subject to a minimum of INR 550)
reward redemption fee
Upto 10,000 points - INR 49 + GST
> 10,000 points - INR 99 + GST
> 10,000 points - INR 99 + GST
rent transaction
For each rent payment identified through MCC 6513, a rent surcharge fee of 1% capped at INR 1500 per transaction will be levied on the transaction amount.
Things You Should Know

waiver on achieving milestone
Not applicable
fuel surcharge waiver
1% of transaction value or ₹10 whichever is higher.
Insurance Benefits On Emirates Skywards Icici Bank Rubyx Credit Card

credit shield insurance
Not applicable

card liability cover
You are not liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank timely.

purchase protection
Not applicable

other insurance
Not applicable
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