AU Bank Zenith Credit Card
Premium card
Travel & Dining
Shopping
welcome benefit
Vouchers worth INR 1000 on 1st POS retail transaction. Choose your vouchers from a bouquet of top brands. 10,000 Bonus Reward Points on completing retail spends worth INR 1 Lakh.
reward points
5 Reward Points per INR 100 retail spends done across merchants as base reward, higher points on dining, grocery, departmental stores and international transactions
key benefits
Accelerated reward rate on dining at standalone restaurants (4X), grocery and departmental store spends (2X), and international transactions (2X) along with travel and concierge benefits
Rs. 7999
Joining Fee
Rs. 7999
Annual Fee
1.99%
Interest rate
Pro Tip
This is a premium credit card that provides luxuries like concierge services and priority pass membership. However, it does not provide golfing access like many others cards in this category.
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Domestic Travel
Dining Benefit
Meet & Greet
Golfing Benefit
Online Subscription
International Travel
Movie Benefit
Good forex rate
Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on AU Bank Zenith Credit Card
16 complimentary lounge access per calendar year within India
Eligibility Criteria
age
Primary cardholder between the age of 21 years and 60 years
resident
Resident Indian
income
Not specified
Additional Fees & Charges
cash withdrawal fee
2.5% of amount withdrawn, subject to minimum of Rs.100
forex fee
1.99 %
over limit fee
2.5% of overlimit amount, subject to a minimum of ₹ 500
reward redemption fee
NA
rent transaction
1% processing fees will be applicable from 2nd rental transaction onwards in a calendar month. On 1st rental transaction, processing fee will not be charged
Things You Should Know
waiver on achieving milestone
For 1st year fee waiver : INR 1,25,000 retail spends done within 90 days of card set up
For 2nd year onwards fee waiver : INR 5,00,000 retail spends done in previous card anniversary year
For 2nd year onwards fee waiver : INR 5,00,000 retail spends done in previous card anniversary year
fuel surcharge waiver
1% Fuel Surcharge Waiver for fuel transactions
Insurance Benefits On Au Bank Zenith Credit Card
credit shield insurance
Up to INR 15 Lakhs.
card liability cover
In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank. Also, you are protected against Card Counterfeit/Skimming and Online frauds.
purchase protection
Up to INR 50,000
other insurance
Air Accident Cover of INR 2 Crore. Insurance also covers events of baggage loss, baggage delay, delay in flight, loss of passport and plane hijack.
Loss of passport included in the travel insurance cover
Loss of passport included in the travel insurance cover
CARD VIDEO REVIEWS
