

AU Bank Vetta Credit Card
Grocery and Retail Spends
welcome benefit
Vouchers worth INR 2000 on minimum INR 30,000 retail spends done within 60 days of card setup
reward points
4 Reward Points per INR 100 retail spends done on Grocery & Departmental store and Utility bill payments
2 Reward Points per INR 100 retail spends done across all other merchant categories
1 Reward Point per INR 100 spend on Rent, Insurance and Education & Govt. categories.
2 Reward Points per INR 100 retail spends done across all other merchant categories
1 Reward Point per INR 100 spend on Rent, Insurance and Education & Govt. categories.
key benefits
Vouchers worth INR 2000 on minimum INR 30,000 retail spends done within 60 days of card setup
Quarterly Milestone Benefits
500 Bonus Reward Points on INR 50,000 retail spends done per calendar quarter and get additional 1,000 Bonus Reward Points on reaching INR 1 lakh retail spends* per calendar quarter
Yearly Milestone Benefits
Get INR 1,000 worth vouchers on minimum INR 2.50 lakh retail spends done in a card anniversary year. Choose your vouchers from a bouquet of top brands
Earn 1,000 Bonus Reward Points on completing one retail transaction on your birthday
Quarterly Milestone Benefits
500 Bonus Reward Points on INR 50,000 retail spends done per calendar quarter and get additional 1,000 Bonus Reward Points on reaching INR 1 lakh retail spends* per calendar quarter
Yearly Milestone Benefits
Get INR 1,000 worth vouchers on minimum INR 2.50 lakh retail spends done in a card anniversary year. Choose your vouchers from a bouquet of top brands
Earn 1,000 Bonus Reward Points on completing one retail transaction on your birthday
Rs. 2999
Joining Fee
Rs. 2999
Annual Fee
3.49%
Interest rate
Pro Tip
This credit card rewards you on everyday shopping across multiple grocery and departmental stores as well as merchants. Use your points to avail E-vouchers and merchandise of top brands.
apply now
On the bank’s secure website
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Domestic Travel
Dining Benefit

Meet & Greet

Golfing Benefit
Online Subscription
International Travel

Movie Benefit

Good forex rate

Conversion to EMI
Add-on Card
Tap to pay
Domestic Airport Lounge Access on AU Bank Vetta Credit Card
4 complimentary lounge access per calendar quarter
Eligibility Criteria

age
Primary cardholder between the age of 21 years and 60 years

resident
Resident Indian

income
NA
Additional Fees & Charges
cash withdrawal fee
2.5% of amount withdrawn, subject to minimum of ₹100
forex fee
2.99%
over limit fee
2.5% of overlimit amount, subject to a minimum of ₹500
reward redemption fee
NA
rent transaction
NA
Things You Should Know

waiver on achieving milestone
For 1st year fee waiver – ₹40,000 retail spends done within 90 days of card set up
For 2nd year onwards fee waiver – ₹1,50,000 retail spends done in previous card anniversary year
For 2nd year onwards fee waiver – ₹1,50,000 retail spends done in previous card anniversary year
fuel surcharge waiver
1% fuel surcharge refunded for transactions between ₹ 400 to
₹ 5,000
₹ 5,000
Insurance Benefits On Au Bank Vetta Credit Card

credit shield insurance
Up to INR 5 Lakhs

card liability cover
In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank. Also, you are protected against Card Counterfeit/Skimming and Online frauds

purchase protection
Up to INR 25,000

other insurance
Air Accident Cover of INR 50 Lakhs
In event of baggage loss, baggage delay, delay in flight, loss of passport and plane hijack.
Loss of passport covered
In event of baggage loss, baggage delay, delay in flight, loss of passport and plane hijack.
Loss of passport covered