AU Bank Altura Plus Credit Card
Online Transactions
Cashback
welcome benefit
Vouchers worth INR 500 on minimum INR 10,000 retail spends done within 60 days of card setup. Choose your vouchers from a bouquet of top brands.
reward points
2X Reward Points (i.e. 2 Reward Points per INR 100 retail spends) for all your online transactions
1 Reward Point per INR 100 spend on Utility, Rent, Insurance and Education & Govt. category spends
1 Reward Point per INR 100 spend on Utility, Rent, Insurance and Education & Govt. category spends
key benefits
Milestone Benefit
Get additional benefit every month! You get 500 Bonus Reward Points when you do INR 20,000 retail spends* or more in a calendar month
Get additional benefit every month! You get 500 Bonus Reward Points when you do INR 20,000 retail spends* or more in a calendar month
Rs. 499
Joining Fee
Rs. 499
Annual Fee
3.59%
Interest rate
Pro Tip
This is a premium version of the AU Altura credit card with better benefits across a wide range of categories.
apply now
On the bank’s secure website
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Domestic Travel
Dining Benefit
Meet & Greet
Golfing Benefit
Online Subscription
International Travel
Movie Benefit
Good forex rate
Conversion to EMI
Add-on Card
Tap to pay
Forex Rate on AU Bank Altura Plus Credit Card
3.49%
Eligibility Criteria
age
Primary cardholder between the age of 21 years and 60 years
resident
Resident Indian
income
Requirement not disclosed
Additional Fees & Charges
cash withdrawal fee
2.5% of amount withdrawn, subject to minimum of ₹100
forex fee
3.49%
over limit fee
2.5% of overlimit amount, subject to a minimum of ₹500
reward redemption fee
NIL
rent transaction
1% processing fees will be applicable from 2nd rental transaction onwards in a calendar month. On 1st rental transaction of calendar month, processing fee will not be charged.
Things You Should Know
waiver on achieving milestone
For 1st year fee waiver – ₹20,000 retail spends done within 90 days of card set up
For 2nd year onwards fee waiver – ₹80,000 retail spends done in previous card anniversary year
For 2nd year onwards fee waiver – ₹80,000 retail spends done in previous card anniversary year
fuel surcharge waiver
1% fuel surcharge refunded for transactions between ₹400 to
₹5,000
₹5,000
Insurance Benefits On Au Bank Altura Plus Credit Card
credit shield insurance
Not applicable
card liability cover
In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank
purchase protection
You are protected against Card Counterfeit/Skimming and Online frauds
other insurance
Not applicable
