AU Bank Altura Credit Card
Cashback
Grocery, Departmental Stores and Ultility
welcome benefit
5% Cashback on minimum INR 2,500 retail spends done within first 60 days of card setup
reward points
Not applicable
key benefits
2% cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments
1% Cashback on all other retail spends
(Maximum cashback per statement cycle is INR 50)
1% Cashback on all other retail spends
(Maximum cashback per statement cycle is INR 50)
Rs. 199
Joining Fee
Rs. 199
Annual Fee
3.59%
Interest rate
Pro Tip
This is a cashback card that rewards you on everyday spends at grocery, departmental stores and utility bill and other retail spends
apply now
On the bank’s secure website
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Domestic Travel
Dining Benefit
Meet & Greet
Golfing Benefit
Online Subscription
International Travel
Movie Benefit
Good forex rate
Conversion to EMI
Add-on Card
Tap to pay
Emi Conversion on AU Bank Altura Credit Card
Transactions worth INR 2,000 or more
Eligibility Criteria
age
Primary cardholder between the age of 21 years and 60 years
resident
Resident Indian
income
Not applicable
Additional Fees & Charges
cash withdrawal fee
2.5% of amount withdrawn, subject to minimum of ₹100
forex fee
3.49%
over limit fee
2.5% of overlimit amount, subject to a minimum of ₹500
reward redemption fee
NA
rent transaction
NA
Things You Should Know
waiver on achieving milestone
For 1st year fee waiver – ₹10,000 retail spends done within 90 days of card set up
For 2nd year onwards fee waiver – ₹40,000 retail spends done in previous card anniversary year
For 2nd year onwards fee waiver – ₹40,000 retail spends done in previous card anniversary year
fuel surcharge waiver
1% fuel surcharge refunded for transactions between ₹400 to
₹5,000
₹5,000
Insurance Benefits On Au Bank Altura Credit Card
credit shield insurance
Not applicable
card liability cover
In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank
purchase protection
You are protected against Card Counterfeit/Skimming and Online frauds
other insurance
Not applicable
